Ridgewood Investments LLC (Springfield)


Ridgewood Investments LLC is a large advisory firm based in Springfield. It manages $296.67 million of regulatory assets for 573 client accounts. It has been registered with the SEC as an adviser since 2006 and has operated in the jurisdictions of California, Connecticut, Maryland, and 4 other states.

Ridgewood Investments provides financial planning services, portfolio management for individuals and small businesses, portfolio management for businesses and institutional clients, pension consulting services, and selection of other advisers. It prepares financial plans for more than 10 clients. On top of advisory services, the firm doesn't engage in other business activities.

Ridgewood Investments: assets under management

The assets under management (AUM) of Ridgewood Investments LLC is $296.67 million. The firm's AUM has grown by 950% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $251.14 million in discretionary accounts and $45.52 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $484.83 thousand each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $827.72 thousand.
Ridgewood Investments has custody of $24.16 million in cash and securities for 4 clients in total but doesn’t act as a qualified custodian.

Investments

The firm invests in exchange traded securities the most. They account for 50% of the total AUM. The second-largest asset type is investment and business development companies, which make up 24% of the firm’s portfolio. Investments in pooled investment vehicles form 13% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Ridgewood Investments LLC for their services and products based on a percentage of assets under management, hourly charges, fixed fees, and performance-based fees. The adviser charges an additional fee when a set benchmark is outperformed. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Ridgewood Investments serves?

The firm provides services to individuals, high net worth individuals, pooled investment vehicles, and pension and profit sharing plans. The largest group of clients of Ridgewood Investments is high net worth individuals with 90 clients and $220.86 million of assets under management. Among the 9 most similar advisory firms, Ridgewood Investments has the 4th highest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $296.67 million for 190 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Ridgewood Investments also advises several private funds. Namely, two hedge funds, two real estate funds, and one other private fund. The minimum investment commitment required of non-related persons ranges from $100,000 to $500,000.

Careers at Ridgewood Investments LLC

The company employs 4 people that are either part- or full-time employees. 100 percent of the employees work as investment advisers or researchers. 4 employees are registered as investment adviser representatives with the state securities authorities.

There’s a single person with the role of looking for and bringing in new clients on behalf of the firm. The firm compensates employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Direct owners and executive officers


Name Entity Date acquired Ownership Employer ID
Kaushal Bhupendra Majmudar President, managing member, chief investment officer and chief compliance officer 1 Dec 2001 75% - 100% 2527197
Ahalya Nava Majmudar Vice president and co-owner 1 Feb 2006 Other 5106486
Terrance Patrick Mcguire President, ridgewood dividend growth and partner 1 Aug 2012 Other 6102706

Based in Springfield

The principal office where Ridgewood Investments LLC performs its advisory services is located at 623 Morris Avenue, Springfield, NJ 07081, which is also the mailing address of the firm. An additional office of the firm is in Palos Verdes, CA. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 973-544-6970 or by fax 973-544-4026. The normal business hours are 9am to 5pm on Monday - Friday. You can find more information about the New York firm at ridgewoodgrp.com.