Integral Investment Advisors, Inc. (Turlock)

Name: Integral Investment Advisors, Inc.
Address: 605 E Main Street, Turlock, CA, 95380
Telephone: 209-633-3101

Integral Investment Advisors, Inc. is a large advisory firm based in Turlock. It manages $139.84 million of regulatory assets for 199 client accounts. It has been registered with the SEC as an adviser since 2008 and has operated in the jurisdiction of California.

Integral Investment Advisors provides financial planning services, portfolio management for individuals and small businesses, and selection of other advisers. It doesn't provide financial planning services to its clients. On top of advisory services, the firm doesn't engage in other business activities.

Integral Investment Advisors: assets under management

The assets under management (AUM) of Integral Investment Advisors, Inc. is $139.84 million. The firm's AUM has grown by 397% since the beginning of its operation, and the company doesn't manage any assets belonging to foreign clients.

The firm manages $51.53 million in discretionary accounts and $88.31 million in non-discretionary accounts. On average, the discretionary accounts where all decisions are made on behalf of the client hold $746.76 thousand each. Non-discretionary accounts, where clients actively manage their portfolios, generally hold around $679.32 thousand.

Integral Investment Advisors has custody of $60.47 million in cash and securities for 55 clients in total but doesn’t act as a qualified custodian.

Investments

The firm invests in exchange traded securities the most. They account for 34% of the total AUM. The second-largest asset type is non-investment grade corporate bonds, which make up 20% of the firm’s portfolio. Investments in state and local bonds form 20% of the total invested assets.

Fees & Commissions

The advisory firm has several streams of revenue. Clients pay Integral Investment Advisors, Inc. for their services and products based on a percentage of assets under management, hourly charges, and fixed fees. Compensation based on assets under management promotes a long-term relationship between a client and the adviser and helps align mutual interests. These fees don’t include brokerage commissions, interest, taxes, and other account expenses.

What kind of clients Jodi Ann Karambela serves?

The firm provides services to individuals, high net worth individuals, and pension and profit sharing plans. The largest group of clients of Jodi Ann Karambela is high net worth individuals with 36 clients and $88.72 million of assets under management. Among the 8 most similar advisory firms, Integral Investment Advisors has the 2nd highest percentage of high net worth individuals out of all clients.

The amount of regulatory assets under management is $138.39 million for 198 clients that can include trusts, estates, and 401(k) plans and IRAs of individuals and their family members. None of the firm’s clients are foreign persons or businesses.

Integral Investment Advisors doesn't advise any private funds.

Careers at Integral Investment Advisors, Inc.

The company employs 4 people that are either part- or full-time employees. 50 percent of the employees work as investment advisers or researchers. 2 employees are registered as investment adviser representatives with the state securities authorities.

There isn’t anyone with the role of looking for and bringing in new clients on behalf of the firm. The firm doesn’t compensate employees in addition to the salary for bringing in new clients. Employees don’t receive compensation from other entities for client referrals.

Jodi Ann Karambela has been acting as President since 1 Apr 2008. Michael Thomas Abram joined the executive team most recently as the Vice President/Chief Compliance Officer.

Direct owners and executive officers

Name	Entity	Date acquired	Ownership	Employer ID
Jodi Ann Karambela	Chief compliance officer/president	1 Apr 2008	75% - 100%	3155929
Michael Thomas Abram	Vice president/chief compliance officer	1 Dec 2016	Other	6469228

Based in Turlock

The principal office where Integral Investment Advisors, Inc. performs its advisory services is located at 605 E Main Street, Turlock, CA 95380, which is also the mailing address of the firm. It doesn’t run an office outside of the United States.

You can reach the main office by calling the phone number 209-633-3101 or by fax 209-633-3105. The normal business hours are 7:00 am - 3:00 pm on Monday - Friday. You can find more information about the New York firm at 2iadvisors.com.